Terms of Service

Effective April 14, 2026

1. Acceptance of Terms

By accessing and using acipta.ai (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to abide by these terms, you are not authorized to use the Service. We reserve the right to update these terms at any time. Your continued use of the Service following the posting of revised terms means that you accept and agree to the changes.

2. Description of Service

acipta.ai is an agent-based defensibility platform — workflow-grounded — that leverages 198 specialized AI agents and supports 20+ frameworks (20 suites + 1 standalone) to provide automated compliance scanning and reporting services. The Service analyzes your specified data sources ("Scan Targets") and generates compliance reports across selected frameworks. The Service operates on a credit-based system where users purchase credits to perform scans.

The Service provides informational compliance reports and insights. These reports are generated through automated analysis and are provided for your reference and internal compliance efforts.

3. Account Registration

To use the Service, you must create an account and provide accurate, complete, and current information. You are responsible for:

Maintaining the confidentiality of your account credentials and passwords
Restricting access to your account to authorized personnel only
Notifying us immediately of any unauthorized use or security breach
All activities that occur under your account, whether authorized or not
Ensuring that your use of the Service complies with all applicable laws and regulations

We reserve the right to suspend or terminate accounts that we believe violate these terms or our acceptable use policies.

4. Credit System and Billing

How Credits Work: One (1) credit equals scanning one (1) page of documents across one (1) compliance suite. The number of credits required for a scan depends on the volume of content and number of frameworks selected.

Credit Tiers: We offer tiered credit packages at different price points. Your account is provisioned with credits upon purchase or subscription commencement.

Credit Expiration: Credits are valid for 12 months from the date of purchase. Unused credits expire after this period and are non-transferable.

Overage and Additional Credits: If you exhaust your credit allocation, additional credits can be purchased at the per-credit rate applicable to your tier. You authorize us to charge your payment method on file for overage usage unless you disable this feature.

Refunds: Purchased credits are non-refundable except where required by law. If we terminate your account due to our breach of these terms, you may be eligible for a partial refund of unused credits. Refund requests must be submitted within 30 days of account termination.

Billing: You authorize us to charge your designated payment method for all fees. We will notify you of any billing changes at least 30 days in advance.

5. Acceptable Use

You agree not to use the Service:

To violate any applicable laws, regulations, or third-party rights
To scan or analyze content you do not have the right to process (you warrant that you have proper authority to scan the Scan Targets you specify)
To reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or models underlying the Service
To probe, scan, or test the vulnerability of the Service without written permission
To breach or circumvent any security or authentication measures
To access or search the Service using any engine, software, tool, agent, or device other than our publicly supported interfaces
To send unsolicited communications or spam through the Service
To transmit viruses, worms, malware, or any code of destructive nature
To interfere with or disrupt the integrity or performance of the Service or third-party systems
To rent, lease, lend, sell, or redistribute access to the Service

We reserve the right to investigate violations and take appropriate action, including suspension or termination of your account and legal action where warranted.

6. Intellectual Property Rights

Platform Ownership: acipta.ai (including all software, tools, interfaces, content, and underlying algorithms) is owned by Idea Forge Technologies LLC and protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service solely for your internal compliance purposes.

User Content: You retain all rights to data and content you provide to the Service ("Your Data"). By providing Your Data to the Service, you grant us a worldwide, non-exclusive license to use, process, and analyze Your Data to provide the Service and improve our AI models (see Section 7 for data ownership details).

Restrictions: You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or transfer any content from the Service without our prior written consent.

7. Data Ownership and Licensing

Scan Target Data: You retain full ownership of all Scan Targets and data you provide to the Service. We do not claim ownership of your content.

Compliance Platform Models: Idea Forge Technologies LLC retains ownership of all platform components, AI models, templates, frameworks, benchmarks, and derived insights generated by the Service. This includes the 198 specialized AI agents (across ) and all compliance framework implementations.

Aggregated Data: We may collect and use anonymized, aggregated data about usage patterns, compliance trends, and system performance to improve the Service. This aggregated data does not identify you or your organization.

Reports Generated: Compliance reports generated by the Service are provided for your use. Reports remain your property, but the underlying platform models and analysis methodology remain our intellectual property.

8. Compliance Reports and Limitations

Informational Purpose: All compliance reports generated by the Service are informational in nature and are provided "as-is" without warranties of any kind.

Not Legal Advice: The Service does not provide legal advice. Reports should not be relied upon as a substitute for professional legal counsel. We strongly recommend that you consult with qualified legal professionals regarding your specific compliance obligations and interpretation of regulatory requirements.

No Guarantee of Compliance: Reports generated by the Service do not guarantee regulatory compliance or satisfy your compliance obligations. Regulatory requirements vary by jurisdiction, industry, and context. You remain solely responsible for ensuring your organization complies with all applicable laws and regulations.

Third-Party Compliance: Regulatory compliance of third parties is your responsibility. The Service analyzes content you provide; it does not independently verify third-party compliance status.

9. Service Availability

Uptime Target: We target 99.9% availability for the Service, calculated monthly. This excludes planned maintenance windows and events beyond our reasonable control.

Maintenance: We may perform scheduled maintenance, system updates, or infrastructure improvements. We will endeavor to provide advance notice of planned maintenance windows, typically during low-usage hours.

Service Interruptions: We are not liable for any unavailability, delays, or interruptions caused by factors beyond our reasonable control, including but not limited to network outages, natural disasters, pandemics, or third-party service failures.

Data Backup: While we maintain backups of data, you are responsible for maintaining your own copies of critical information. We are not liable for data loss resulting from your failure to maintain backups.

10. Limitation of Liability

Disclaimer: THE SERVICE IS PROVIDED "AS-IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Liability Cap: IN NO EVENT SHALL IDEA FORGE TECHNOLOGIES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST BUSINESS OPPORTUNITY, OR LOST DATA, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Maximum Liability: OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM.

Essential Limitation: SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11. Indemnification

You agree to defend, indemnify, and hold harmless Idea Forge Technologies LLC, its officers, directors, employees, and agents from any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

Your use of the Service in violation of these terms
Your violation of any applicable laws or regulations
Your infringement or misappropriation of any third-party intellectual property rights
Your Scan Targets or data, including claims that they infringe third-party rights or violate privacy laws
Actions or omissions related to your account or use of the Service

12. Termination

Termination by You: You may terminate your account at any time by providing written notice to [email protected]. Termination will be effective immediately.

Termination by Us: We may terminate your account immediately, without notice, if: (a) you materially breach these terms and fail to cure within 14 days of written notice; (b) you engage in illegal activity or violate our acceptable use policies; or (c) we cease operation of the Service.

Survival: Sections relating to Intellectual Property, Data Ownership, Limitation of Liability, Indemnification, and Governing Law survive termination.

Data Export: Upon termination, we will make available your original Scan Target data for export for a period of 30 days. After this period, we may delete your data. Exported data remains subject to any applicable license restrictions.

Effect of Termination: Upon termination, your right to access and use the Service immediately ceases. Termination does not relieve you of payment obligations for services already rendered.

13. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict of law principles. You submit to the exclusive jurisdiction of the state and federal courts located in Delaware for resolution of all disputes.

14. Dispute Resolution

Binding Arbitration: Any dispute, claim, or controversy arising out of or relating to these terms, the Service, or your use thereof (except for claims seeking injunctive or equitable relief) shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Arbitration Procedures: The arbitration shall be conducted in Wilmington, Delaware, or another mutually agreed location. Each party shall bear its own costs, and costs of the arbitrator shall be shared equally unless the arbitrator determines otherwise.

Class Action Waiver: You agree that any arbitration shall be conducted on an individual basis and not as part of any class, collective, or representative action. You waive the right to participate in class actions against us.

15. Changes to Terms

We may revise these Terms of Service at any time by updating this page. We will provide you with notice of material changes at least 30 days in advance via email to the address associated with your account. Your continued use of the Service following such notice constitutes your acceptance of the revised terms. If you do not agree to the revised terms, you must discontinue use of the Service.

16. Contact Information

If you have questions about these Terms of Service, wish to report a violation, or need to contact us, please reach out to:

Idea Forge Technologies LLC
Email: [email protected]

Disclaimer: These Terms of Service are provided for informational purposes only and do not constitute legal advice. While we have prepared these terms with care, they are not a substitute for professional legal review specific to your organization's needs and jurisdiction. We strongly recommend that you consult with qualified legal counsel before using the Service or entering into any binding agreement. Your use of the Service indicates your acceptance of these terms as written.